Mortgages & Modification

Purchasing a home is a big investment and could create bad anxiety and stress for certain individuals. Because of the many financial factors to consider when purchasing a home, it is important to have a knowledgable professional in your corner.   Jaclyn obtained her Florida Mortgage Broker license in 2001 and has assisted many home buyers with their financing.   Jaclyn will be dedicated to finding you a loan the fits your needs and one that you can afford.   Jaclyn will analyze your individual and unique scenario and will help to match you with the best loan for you current situation. 

To apply for a loan, you will have to provide the following detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide the following documents when applying for your loan:

• Social Security numbers for both you and any co-borrowers
• Copies of checking and savings accounts statements for the past two months
• Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
• Recent paycheck stubs
• W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment
• The name and address of someone who can verify your employment
• Residence history for the past two years
• Sales contract for the purchase of a new home
• Homeowner's association information with contact information if property is a condo or part of a homeowner's association